Fred Adkins

On the back of the photo is written: Bessie's Fred Adkins Picture. On the left side is written Bessie and beside the Adkins is written Zizzez or Zizzey and this word or name is underlined. This photo is related to my Adkins in my family but I can't figure out who this Fred or Bessie might be. It is an original photo and if a direct descendant identifies it, then its yours. Please note that Fred could be a nickname or a middle name.

Which Adkins man is this?