Lady on top right is Lydia Ann Curd Payne. The man next to her is Alfred Elijah Curd. The lady holding the baby is Nevada Payne who married Henry Curd. On her lap is Claude Curd and the other little girl is Blanche Curd. The other two women, I don't know. Lydia Ann and Alfred are the children of Richard Franklin and Mary Augustus Freeman Curd of Johnson County TN. Picture was sent to me by Grace Curd of Knoxville.