Mrs. Turner (Frank's Mother) and Mr. Johnson

This picture was emailed to me from a Watts cousin found while searching the internet for Frank A. Turner. Nothing is known about the picture other than what is written on the back. Mrs. Turner (Frank's mother) and Mr. Johnson.
I am just guessing it was made in Hickman Co, KY since that is where Frank and Lizzy Turner lived cira 1894-1900.

Would anyone have information about this photo? Who is Mr. Johnson? And, what is Mrs. Turner's first name? What was her husband's first name? Where was this made? Any info would be greatly appreciated! Searching for Frank A. Turner of Hickman Co., KY.